Must be aged 22+ years
Have a bank account with online banking
Be an owner of a mobile phone
Resident of India
Yes to above questions? Then you can apply for Qloans. After assessing your individual application, loans will be lend to people whom can afford to repay on time.
Use our sliders to check your eligible loan amount.
Choose your flexible pay back days.
Know the total cost of your loan before you apply.
We offer only short term loans.
Our service shouldn't be used for managing your existing debt or if you are unable to repay on time.
No more paper works. Simply apply online. Just provide your address, bank and employment details. Only we do Qloans online score check (if required will do credit check via third party software), we never contact your employer (until without any issue or not received the payment on due date)
Loan amount you are eligible for depend on the information you gave us.
Remember, you will be provided with loan only if you are affordable to pay back.
In case your loan is approved, Read your loan agreement carefully.
Make sure you understand the terms fully.
If you agree, press "I accept" to sign in. If you are not sure, don't press "I accept" as you'll enter into a formal agreement.
We send the money directly to your current account
Repaying is made simple.
We ask you to give a post dated cheque with our account name, the cheque date will be your repayment date (or)
we ask you to do the deposit the loan amount to our bank account from bank or online transfer.
Just ensure you have enough money in your bank account from 8am on your repayment date to avoid missed payment.
Repay early at any time and pay out only for the days you borrow. No charges for repaying early.
Yes, Qloans provide top up services if you need extra money with the same repayment date.
To check your eligibility for top up loan, login to my account.
Please note, you can apply for a top up only if you don’t have a current Qloan.
Once your repayment is paid, you will receive a confirmation mail for paying off your loan.
It is simple as it is! You can see the payment details via my account
In case of late payment, report will be sent to reference agencies. This may affect your credit score, leading to difficulties in getting loan in future.
Contact us immediately. We are ready to help you if you have any financial difficulties. We will try to figure out a solution that works for both of us.
We're here 9 am-6 pm, 7 days a week.
The important thing is to call us as soon as possible.